Blog

D&O costs going through the roof – what is going on?

D&O premiums are increasing between 200-300%.          What is going on?   In Australia class actions are all the rage.  Despite being 13 times smaller in population, the raw number of class actions in Australia is second … Read More

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We’re all at risk – Cyber crime in our own backyard

    Just this week, one of our Sherpa Insurance customers lost A$70k in a cyber crime.   This is not just any cyber crime.   The cyber criminals did not steal the money.   The company voluntarily gave away … Read More

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Astrology For Business Insurances

As we approach the end of the year, we thank you all for taking time to read our blogs and even on occasion to provide feedback! This is appreciated.   We hope that you have gained some useful hints about … Read More

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Cyber Crime: 5 Fast Facts Every Business Should Know

  From our earlier blog on this topic, we believe that unlike the United States, Australian business is woefully under insured with cyber liability.   It almost goes without saying that most businesses hold sensitive information (customer, suppliers or employees) … Read More

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Cyber crime – “Don’t worry, it won’t happen to me!”

  In any given week I will speak with at least 20 customers. Our customers tend to be small and medium businesses together with a smattering of larger and public companies. So when I bring up the topic of cyber … Read More

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What reputation!

  Reputation risk has been ranked as the number one insurance in the past 13 years, according to a recent survey by AON, the insurance brokers. This is not set to change. Volkswagen is a recent reminder of the dramatic … Read More

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Risk Management Explained

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Political Risk: The 5 Have-To-Knows

  So what is this political risk insurance? Is it protection for Kevin, Julia or Tony making it back in office?   Not exactly.   And what are the key Political Risk Insurance “have-to-knows”?   Political Risk Insurance or ” … Read More

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The Independent Consultant’s Guide to Business Insurance

  Business insurance is often one of the least exciting things to talk about. The problem for some independent consultants who are just about to start business is that when a potential consulting client demands that they carry $10 million … Read More

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Insurance Mythbusters: Public and Products Liability (It’s not what’s written on the can!)

    You’re probably well aware that Public Liability protects you from physical and property damage.   So doesn’t Product Liability protect you from implementing a defective product into your customer?  Not exactly, and I have many customers who get … Read More

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